You Deserve an Advocate,
Not Just an Agent.

At SMA Insurance, our mission is simple: To provide the "Trusted Shield" that protects your business, your family, and your future from the unpredictable.

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We Believe Your Hard Work Deserves an Unbreakable Defense.

You’ve spent years building your business, your home, and your legacy. You shouldn't have to stay up at night wondering if a single accident or a hidden "fine print" exclusion will take it all away.

For over 30 years, Steve Meleleu and the team at SMA Insurance have seen what happens when people are left to navigate the complex world of insurance alone. We saw the confusion, the overpaid premiums, and the devastating "coverage gaps" that ruined good businesses.

We decided to do things differently.

Independent for a Reason.

Most insurance agents work for a single big-box corporation. That means their first loyalty is to the company’s bottom line, not yours.

As Independent Agents, our loyalty is to you. We are your advocates in an industry that can often feel faceless. We don't just sell policies; we build relationships. We shop the most trusted carriers in the nation to ensure you get the protection you need at a value that makes sense.

Three Step Promise to You

Listen First

We take the time to understand your specific risks, whether you’re a contractor, a restaurant owner, or a head of a household.

Shop the Market

We use our access to top-rated carriers to find the exact "shield" that fits your life and your budget.

Stand by Your Side

From the first quote to the day you need to file a claim, we are the neighbor you can call to make things right.

Your Success is Our Mission.

When our community is protected, it thrives. We aren't here to hit a sales quota; we’re here to ensure that when disaster strikes, your story doesn't end.

The Success: A community where businesses grow, families are secure, and legacies are passed down to the next generation because they were built on a solid foundation of protection.
The Failure: Letting our neighbors remain exposed to risks they don't even know exist.

Let’s Secure Your Future Together.

You’ve done the hard work of building your life. Let us do the hard work of protecting it.

What others are saying

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"Insurance can be confusing, and these guys can break it down for you!"

"As a small business owner, I've used SMA Insurance Services for both my businesses and I would do so again in a heartbeat. They are fantastic at customizing a policy for your needs. "

- Becki B

Five gold stars representing high customer satisfaction and positive reviews for SMA Insurance Services.

Person smiling with glasses, representing satisfied SMA Insurance Services client sharing positive feedback about tailored insurance solutions for landlords.

"I have used SMA for auto, commercial, & residential coverage for more than 20 years."

"I switched our personal auto coverage to a relatives new agency as a favor. They made a mistake on my wife's birthday causing a significant cost increase. I returned our auto coverage to SMA at a considerable savings and will be with his agency until we die."

- Kirk W

Professional woman smiling, showcasing personalized insurance solutions for small businesses, emphasizing trust and support in landlord liability insurance.

"We were able to dramatically lower our monthly premium while enhancing our coverage."

"I can't recommend SMA Insurance enough! The team did a great job supporting our small business in our liability insurance and worker's comp needs. We were able to dramatically lower our monthly premium while enhancing our coverage."

- Katie F

Meet the Team

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Steve Meleleu

Steve Meleleu, an expert in both commercial and personal insurance, with over 40 years at SMA. Our agency is built on a foundation of trust, integrity, and professional transparency.

Senior Executive

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Victor Lauersdorf

Victor translates years of military leadership as a former Chief of Operations into strategic insurance solutions. His expertise in logistics and risk management ensures his clients receive disciplined, data-driven advice.

Commercial Accounts Executive

Maria G.

Maria combines deep policy knowledge with a caring, human-centered approach. Dedicated to efficiency and accuracy, she ensures her clients are supported and protected when they need it most.

Customer Service Representative

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Trisha Lynn

Trisha simplifies insurance through education. She specializes in balancing affordability with comprehensive protection, ensuring families achieve financial security and total peace of mind.